Tuition rates include student fees and are part of the Cost of Attendance. Residents and nonresidents are assessed the same rates. Rates are subject to annual review and change by the WMed Board of Directors.
| Degree Program | 2023-24 Academic Year |
|---|---|
| Doctor of Medicine (MD) Degree |
|
| Master of Science in Biomedical Sciences | $1,100 per credit hour |
| Master of Science in Medical Engineering* | $1,100 per credit hour |
Cost of Attendance
The annual cost of attendance, also referred to as the "student budget," represents the allowable costs for one academic year of study. These costs include tuition and fees; books, supplies, and equipment; and a reasonable living allowance for housing/rent, utilities, food, transportation, and miscellaneous personal expenses. The standard amount used by the medical school for living expenses is based on reasonable preferences and not on an individual's lifestyle and spending habits.
MD Degree 2023-24 Cost of Attendance Estimates
Tuition includes student fees and is subject to annual review and change by the Western Michigan University Homer Stryker M.D. School of Medicine Board of Directors.
- M1 (11 months, July-June)
Direct Costs
These costs are set by the medical school and will appear on your student account. Half of the tuition and textbooks are charged twice a year (during your M1 year, bills will be generated in June with a July 5 due date and in December with a January 17 due date).
Category Total Tuition $67,000 Textbooks $893 Directs Costs Total $67,893
Indirect/Variable CostsThese estimated costs are based on averages for each of the categories as determined by surveying students in your program and external research. These estimated expenses are not billed to you by the medical school, but can be used to help you budget your living expenses for the year.
Category Total Living Expenses (Food and Housing) $17,050 Personal $3,300 Books, Supplies (Learning Materials) $1,503 Transportation $3,960 Federal Student Loan Fees $1,828 Indirect/Variable Costs Total $27,641 Cost of Attendance Total (Direct and Indirect) $95,534
Federal student loan fees are based on average loan amounts borrowed in previous academic year. The 2023-24 federal Direct Loan origination fees are currently 1.057% for Unsubsidized loans, and 4.228% for Grad PLUS Loans. The fees are subtracted from the amount of loan money borrowed.The cost to purchase a computer or health insurance premiums (for the student only) may be added on a case-by-case basis by submitting an Appeal for Individual Budget Increase form with proof of payment.
The medical school provides students with disability insurance and professional liability (malpractice) insurance.
- M2 (10 months, Late June-June)
Direct Costs
These costs are set by the medical school and will appear on your student account. Half of the tuition and textbooks are charged twice a year (during your M2 year, bills will be generated in June with a July 5 due date and in December with a January 10 due date).
Category Total Tuition $68,600 Textbooks $499 Directs Costs Total $69,099
Indirect/Variable CostsThese estimated costs are based on averages for each of the categories as determined by surveying students in your program and external research. These estimated expenses are not billed to you by the medical school, but can be used to help you budget your living expenses for the year.
Category Total Living Expenses (Food and Housing) $15,500 Personal $3,000 Books, Supplies (Learning Materials) $1,063 Transportation $3,600 USMLE Step 1 Exam Fee $675 Federal Student Loan Fees $1,845 Indirect/Variable Costs Total $25,683 Cost of Attendance Total (Direct and Indirect) $94,782
Federal student loan fees are based on average loan amounts borrowed in previous academic year. The 2023-24 federal Direct Loan origination fees are currently 1.057% for Unsubsidized loans, and 4.228% for Grad PLUS Loans. The fees are subtracted from the amount of loan money borrowed.The cost to purchase a computer or health insurance premiums (for the student only) may be added on a case-by-case basis by submitting an Appeal for Individual Budget Increase form with proof of payment.
The medical school provides students with disability insurance and professional liability (malpractice) insurance.
- M3 (11 months, July-May)
Direct Costs
These costs are set by the medical school and will appear on your student account. Half of the tuition and textbooks are charged twice a year (during your M3 year, bills will be generated in June with a July 12 due date and in December with a January 17 due date).
Category Total Tuition $68,600 Textbooks $499 Directs Costs Total $69,099
Indirect/Variable CostsThese estimated costs are based on averages for each of the categories as determined by surveying students in your program and external research. These estimated expenses are not billed to you by the medical school, but can be used to help you budget your living expenses for the year.
Category Total Living Expenses (Food and Housing) $17,050 Personal $3,300 Books, Supplies (Learning Materials) $436 Transportation $5,170 USMLE Step 2 Exam Fee $675 Federal Student Loan Fees $1,700 Indirect/Variable Costs Total $28,331 Cost of Attendance Total (Direct and Indirect) $97,430
Federal student loan fees are based on average loan amounts borrowed in previous academic year. The 2023-24 federal Direct Loan origination fees are currently 1.057% for Unsubsidized loans, and 4.228% for Grad PLUS Loans. The fees are subtracted from the amount of loan money borrowed.The cost to purchase a computer or health insurance premiums (for the student only) may be added on a case-by-case basis by submitting an Appeal for Individual Budget Increase form with proof of payment.
The medical school provides students with disability insurance and professional liability (malpractice) insurance.
- M4 (12 months, June-May)
Direct Costs
The cost is set by the medical school and will appear on your student account. Half of the tuition is charged twice a year (during your M4 year, bills will be generated in May with a June 14 due date and in November with a November 29 due date).
Category Total Tuition $68,600 Directs Costs Total $68,600
Indirect/Variable CostsThese estimated costs are based on averages for each of the categories as determined by surveying students in your program and external research. These estimated expenses are not billed to you by the medical school, but can be used to help you budget your living expenses for the year.
Category Total Living Expenses (Food and Housing) $18,600 Personal $3,600 Books, Supplies (Learning Materials) $436 Transportation $5,640 Residency Interviews/ERAS Application Fees $1,500 Federal Student Loan Fees $1,748 Indirect/Variable Costs Total $31,524 Cost of Attendance Total (Direct and Indirect) $100,124
Federal student loan fees are based on average loan amounts borrowed in previous academic year. The 2023-24 federal Direct Loan origination fees are currently 1.057% for Unsubsidized loans, and 4.228% for Grad PLUS Loans. The fees are subtracted from the amount of loan money borrowed.The cost to purchase a computer or health insurance premiums (for the student only) may be added on a case-by-case basis by submitting an Appeal for Individual Budget Increase form with proof of payment.
The medical school provides students with disability insurance and professional liability (malpractice) insurance.
Master's Degree 2023-2024 Cost of Attendance Estimates
Tuition rates are subject to annual review and change by the Western Michigan University Homer Stryker M.D. School of Medicine Board of Directors.
- Biomedical Sciences (9 months, July-May)
Direct Costs
These costs are set by the medical school and will appear on your student account. Half of the tuition and textbooks are charged twice a year (bills will be generated in June with a July 5 due date and in December with a January 17 due date).
Category Total Tuition $33,000 Textbooks $220 Directs Costs Total $33,220
Indirect/Variable CostsThese estimated costs are based on averages for each of the categories as determined by surveying students at the medical school and external research. These estimated expenses are not billed to you by the medical school, but can be used to help you budget your living expenses for the year.
Category Total Living Expenses (Food and Housing) $13,950 Personal $2,700 Books, Supplies (Learning Materials) $588 Computer $3,000 Transportation $3,240 Indirect/Variable Costs Total $23,478 Cost of Attendance Total (Direct and Indirect) $56,933
Federal student loan fees are calculated on a case-by-case and based on the federal Direct Unsubsidized loan eligibility in the program. The 2023-24 federal Direct Loan origination fee is currently 1.057% for Unsubsidized loans 4.228% and is subtracted from the amount of loan money borrowed.The cost of health insurance premiums (for the student only) may be added on a case-by-case basis by submitting an Appeal for Individual Budget Increase form with proof of payment.
- Medical Engineering 2nd Year (8 months, September-April)
Direct Costs
These costs are set by the medical school and will appear on your student account. Half of the tuition and fees are charged twice a year (bills will be generated in August with an August 30 due date and in December with a January 8 due date).
Category Total Tuition ($1,100 per credit hour) $13,200 Student Fees $1,500 Directs Costs Total $14,700
Indirect/Variable CostsThese estimated costs are based on averages for each of the categories as determined by surveying students at the medical school and external research. These estimated expenses are not billed to you by the medical school, but can be used to help you budget your living expenses for the year.
Category Total Living Expenses (Food and Housing) $12,400 Personal $2,400 Books, Supplies (Learning Materials) $672 Transportation $2,880 Indirect/Variable Costs Total $18,352 Cost of Attendance Total (Direct and Indirect) $33,052
Federal student loan fees will be added using actual amounts borrowed in the federal Direct Unsubsidized and Grad PLUS loan programs according to the allowable annual and aggregate limits for degree-seeking graduate students. The 2023-24 federal Direct Loan origination fees are currently 1.057% for Unsubsidized loans, and 4.228% for Grad PLUS Loans. The fees are subtracted from the amount of loan money borrowed.The cost of health insurance premiums (for the student only) may be added on a case-by-case basis by submitting an Appeal for Individual Budget Increase form with proof of payment.
Dual Degree Programs (MD/PHD, MD/MBA)
Students enrolled in an MD-PhD or MD-MBA dual degree program complete degree requirements at WMed and Van Andel Institute Graduate School (PhD) or Western Michigan University (MBA). When taking courses at WMed, students register, pay tuition and other account charges, and receive financial aid (if eligible) from WMed. When taking courses at Van Andel Institute Graduate School or Western Michigan University, students register, pay tuition and other account charges, and receive financial aid (if eligible) from the respective institution.
There may be terms/semesters when courses will be taken at both institutions. In that instance, students are required to register, and are responsible to pay all account charges, at each respective institution.
Dual Enrollment and Consortium Agreements
Students enrolled in the Master’s Degree in Medical Engineering program may transfer up to 12 credits from Western Michigan University. When taking courses at WMed, students will register, pay tuition and other account charges, and receive financial aid (if eligible) from WMed. When taking courses at Western Michigan University for transfer to WMed, students will register at both institutions, and will pay all account charges and receive financial aid (if eligible) from WMed. Students receiving financial aid will complete a Consortium Agreement that will be signed by representatives of both institutions.
Tuition Discounts
Employees of the medical school may be eligible for tuition reimbursement of up to $5,250 each academic year. See policy HR74 Tuition Reimbursement for more information.
The spouse, qualified same sex domestic partner, and dependent children of full-time employed (0.80 FTE and greater) faculty (at the rank of Assistant Professor and higher) and staff of the medical school may be eligible for a 25% tuition remission benefit. See policy HR 76 Tuition Reimbursement for more information.
Tuition Refunds
WMed calculates the amount of tuition to be refunded to a student who stops attending classes, clerkships, or other academically related activity due to withdrawal (official or unofficial), dismissal, suspension, or leave of absence (approved or unapproved).
A written request must be submitted and approved for a student to be eligible for a tuition refund. Doctor of Medicine (MD) degree students must contact the associate dean of Student Affairs. Master of Science degree students must contact their Program Chief or the registrar. (Leave of absence requests apply to the Doctor of Medicine (MD) degree program only.)
WMed does not charge student fees that are subject to refund. All other unpaid student account charges must be paid in full before tuition is refunded. The charge for parking, if a student elected parking, is refunded on a pro-rated basis from the last date of attendance.
Tuition Refund Schedule
| Withdrawal Date | Tuition Refunded |
|---|---|
| Before the 1st day of the term or semester | 100% of tuition |
| The 1st through 7th calendar day of the term or semester | 100% of tuition |
| The 8th through 14th calendar day of the term or semester | 75% of tuition |
| The 15th through 21st calendar day of the term or semester | 50% of tuition |
| The 22nd through 28th calendar day of the term or semester | 25% of tuition |
| After the 28th calendar day of the term or semester | 0% of tuition |
Tuition refunds are generally not granted after the deadlines but exceptions may be made on a case-by-case basis when illness, death, involuntary call to military service, administrative error, or other exceptional circumstance exists.
A student who unofficially withdraws, takes an unapproved leave of absence, or is suspended or dismissed, is not entitled to a tuition refund.
Refer to the Financial Aid Policy Manual for more specific information.
Past Due Accounts
Students are responsible for any unpaid balance on their account. Any past-due tuition balance may result in a hold being placed on a student's account and deregistration from current and future courses. Students who are sponsored by a third party provider (e.g. government agency, employer, Veterans Affairs Chapter 33 and Chapter 31 beneficiaries in accordance with Public Law 115-407) will not have a hold placed on their account or be deregistered from courses.
Credit Hours Required for Degree Completion
| Degree Program | Credits |
|---|---|
| Doctor of Medicine (MD) Degree | 176 credits |
| Master of Science in Biomedical Sciences | 30 credits |
| Master of Science in Medical Engineering | 30 credits |
Enrollment Verification
Enrollment statuses are reported to the National Student Loan Data System (NSLDS) to confirm full time, half time, or less than half time enrollment, and to report changes due to withdrawal, leave of absence, dismissal or graduation. Personal identifiable information for student loan borrowers including program of study, anticipated graduation date, and contact information, is also reported. NSLDS records are accessible to all authorized NSLDS users including schools, lenders, loan servicers and guaranty agencies, federal agencies, and other authorized users.